diff --git a/ibc-apps/ics20-transfer/src/context.rs b/ibc-apps/ics20-transfer/src/context.rs
index 2917c9fe9..ca7611dcd 100644
--- a/ibc-apps/ics20-transfer/src/context.rs
+++ b/ibc-apps/ics20-transfer/src/context.rs
@@ -8,7 +8,11 @@ use ibc_core::primitives::Signer;
 
 /// Methods required in token transfer validation, to be implemented by the host
 pub trait TokenTransferValidationContext {
-    type AccountId: TryFrom<Signer>;
+    /// Native chain account id.
+    type AccountId;
+
+    /// Attempt to convert a [`Signer`] to a native chain account id.
+    fn account_id_from_signer(&self, signer: &Signer) -> Option<Self::AccountId>;
 
     /// get_port returns the portID for the transfer module.
     fn get_port(&self) -> Result<PortId, HostError>;
diff --git a/ibc-apps/ics20-transfer/src/handler/mod.rs b/ibc-apps/ics20-transfer/src/handler/mod.rs
index f1cd65967..918958792 100644
--- a/ibc-apps/ics20-transfer/src/handler/mod.rs
+++ b/ibc-apps/ics20-transfer/src/handler/mod.rs
@@ -17,11 +17,9 @@ pub fn refund_packet_token_execute(
     packet: &Packet,
     data: &PacketData,
 ) -> Result<(), TokenTransferError> {
-    let sender = data
-        .sender
-        .clone()
-        .try_into()
-        .map_err(|_| TokenTransferError::FailedToParseAccount)?;
+    let sender = ctx_a
+        .account_id_from_signer(&data.sender)
+        .ok_or(TokenTransferError::FailedToParseAccount)?;
 
     if is_sender_chain_source(
         packet.port_id_on_a.clone(),
@@ -48,11 +46,9 @@ pub fn refund_packet_token_validate(
     packet: &Packet,
     data: &PacketData,
 ) -> Result<(), TokenTransferError> {
-    let sender = data
-        .sender
-        .clone()
-        .try_into()
-        .map_err(|_| TokenTransferError::FailedToParseAccount)?;
+    let sender = ctx_a
+        .account_id_from_signer(&data.sender)
+        .ok_or(TokenTransferError::FailedToParseAccount)?;
 
     if is_sender_chain_source(
         packet.port_id_on_a.clone(),
diff --git a/ibc-apps/ics20-transfer/src/handler/on_recv_packet.rs b/ibc-apps/ics20-transfer/src/handler/on_recv_packet.rs
index 76e22b3b6..9fa942a90 100644
--- a/ibc-apps/ics20-transfer/src/handler/on_recv_packet.rs
+++ b/ibc-apps/ics20-transfer/src/handler/on_recv_packet.rs
@@ -23,12 +23,14 @@ pub fn process_recv_packet_execute<Ctx: TokenTransferExecutionContext>(
         .can_receive_coins()
         .map_err(|err| (ModuleExtras::empty(), err.into()))?;
 
-    let receiver_account = data.receiver.clone().try_into().map_err(|_| {
-        (
-            ModuleExtras::empty(),
-            TokenTransferError::FailedToParseAccount,
-        )
-    })?;
+    let receiver_account = ctx_b
+        .account_id_from_signer(&data.receiver)
+        .ok_or_else(|| {
+            (
+                ModuleExtras::empty(),
+                TokenTransferError::FailedToParseAccount,
+            )
+        })?;
 
     let extras = if is_receiver_chain_source(
         packet.port_id_on_a.clone(),
diff --git a/ibc-apps/ics20-transfer/src/handler/send_transfer.rs b/ibc-apps/ics20-transfer/src/handler/send_transfer.rs
index 39d40ea46..6752430f6 100644
--- a/ibc-apps/ics20-transfer/src/handler/send_transfer.rs
+++ b/ibc-apps/ics20-transfer/src/handler/send_transfer.rs
@@ -56,12 +56,9 @@ where
 
     let token = &msg.packet_data.token;
 
-    let sender: TokenCtx::AccountId = msg
-        .packet_data
-        .sender
-        .clone()
-        .try_into()
-        .map_err(|_| TokenTransferError::FailedToParseAccount)?;
+    let sender = token_ctx_a
+        .account_id_from_signer(&msg.packet_data.sender)
+        .ok_or(TokenTransferError::FailedToParseAccount)?;
 
     if is_sender_chain_source(
         msg.port_id_on_a.clone(),
@@ -129,12 +126,9 @@ where
 
     let token = &msg.packet_data.token;
 
-    let sender = msg
-        .packet_data
-        .sender
-        .clone()
-        .try_into()
-        .map_err(|_| TokenTransferError::FailedToParseAccount)?;
+    let sender = token_ctx_a
+        .account_id_from_signer(&msg.packet_data.sender)
+        .ok_or(TokenTransferError::FailedToParseAccount)?;
 
     if is_sender_chain_source(
         msg.port_id_on_a.clone(),
diff --git a/ibc-testkit/src/testapp/ibc/applications/transfer/context.rs b/ibc-testkit/src/testapp/ibc/applications/transfer/context.rs
index d4a9677ef..b2e2d1c6e 100644
--- a/ibc-testkit/src/testapp/ibc/applications/transfer/context.rs
+++ b/ibc-testkit/src/testapp/ibc/applications/transfer/context.rs
@@ -9,6 +9,10 @@ use super::types::DummyTransferModule;
 impl TokenTransferValidationContext for DummyTransferModule {
     type AccountId = Signer;
 
+    fn account_id_from_signer(&self, signer: &Signer) -> Option<Self::AccountId> {
+        Some(signer.clone())
+    }
+
     fn get_port(&self) -> Result<PortId, HostError> {
         Ok(PortId::transfer())
     }